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Vehicle Loan

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Drive Your Dream Car, Sooner Than You Think! The way you want it. Now, faster than ever

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Get the perfect car, and the perfect loan !

Millions of Indians today are upwardly mobile, and on the move. Many are looking at having their own car to reach their destination on time and with comfort. Now, the years of waiting and saving are over. Our Xpress Car Loan will bring that dream of owning a vehicle within your reach in just a few minutes  

Features & Benefits of Vehicle Loan

Types of Vehicle Loan

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New Car Loan

Vantage Capital’s New Car Loan, you get easy financing options, competitive interest rates, and a fast approval process that helps you hit the road in your favorite car without delay.
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Used Car Loan

A well-maintained used car can be a smart and budget-friendly choice — and at Vantage Capital, we make it even easier with our Used Car Loan
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Refinance car loan

Already paying a car loan with high interest or inconvenient terms? Vantage Capital’s Car Loan Refinance lets you transfer your existing car loan to us and enjoy lower EMIs
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Loan Against Car

Need quick funds for business, education, travel, or emergencies? With Vantage Capital’s Loan Against Car, you can get a high-value loan by pledging your owned car
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Commercial Vehicle Loan

You can seek financing to own your commercial vehicle. We offer quick and hassle-free loans on cargo & carrier vehicles

Documents Required for Car Loan

Hassle-Free Process with Minimum Paperwork

🔹 For Individuals (Salaried or Self-Employed)

Identity Proof (any one)

  • PAN Card (mandatory)

  • Aadhaar Card

  • Passport

  • Voter ID

  • Driving License

Address Proof (any one)

  • Aadhaar Card

  • Passport

  • Utility Bill (Electricity/Water) – not older than 2 months

  • Rental Agreement with utility bill

  • Driving License (if updated address present)

Income Proof

For Salaried:

  • Last 3 months’ salary slips

  • Latest 6 months’ bank statement (salary account)

  • Form 16 or Income Tax Returns (optional but helpful)

For Self-Employed:

  • Last 2 years’ Income Tax Returns (ITR)

  • Business Registration Certificate / Shop Act License

  • Last 6 months’ bank statements (business account)

Vehicle Documents

  • Quotation/Proforma Invoice (for New Car)

  • RC Book & Car Inspection Report (for Used Car)

  • Insurance Copy of the vehicle (if applicable)

Photographs

  • 1–2 recent passport-sized photographs

FAQ'S

We offer loans for:

  • New Cars

  • Used/Pre-owned Cars

  • Loan Against Car (Car Refinance)

  • Car Loan Balance Transfer

Any Indian citizen between 21 and 60 years of age, who is salaried, self-employed, or a business owner with a stable income, is eligible to apply.

  • For new cars: Up to 100% of the on-road price

  • For used cars: Up to 80–90% of the car’s current market value

  • For loan against car: Based on the car’s value and your income eligibility

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