MSME Loan

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Take your business to great heights with MSME Loans!

flexible MSME loan solutions

Empowering Micro, Small & Medium Enterprises to Grow Faster

Running a business requires consistent cash flow and timely capital. At Vantage Capital, our MSME Loan is designed to help entrepreneurs like you meet working capital needs, expand operations, buy equipment, or manage seasonal demands — without stress and with full transparency.

Features & Benefits of MSME Loan

Loan Amount from ₹1 Lakh to ₹1 Crore

Funding tailored to meet the size and needs of your business — whether small or growing.

Collateral-Free Options

Unsecured loans available for eligible businesses, reducing paperwork and risk.

Flexible Repayment Tenure

Choose a repayment term between 12 to 60 months to suit your cash flow cycle.

Quick Disbursal

Funds disbursed within 3 to 5 working days after approval and document submission.

Simple Documentation

Minimal paperwork and fully guided support throughout the process.

Digital Process

Apply online, upload documents, and track your application from anywhere.

MSME Loan Eligibility Criteria

Age

Applicant must be between 21 to 60 years at the time of application.

Business Experience

Must have a minimum of 1 year in business operations.
The business should be actively functioning and capable of generating regular income.

Business Registration

Preferably registered under Udyam (MSME) or GST.
Applicable to proprietorships, partnerships, LLPs, and private limited companies.

Income Criteria

Proof of stable business income through:

Bank Statements
Sales Records
ITR or Financial Reports

Credit Score

A CIBIL score of 650 or above is preferred for quick and hassle-free approval.

Loan Amount

Loan amounts range from ₹1 Lakh to ₹1 Crore, depending on business profile and eligibility.

Rate of Interest

Interest rates range between 11.00% to 20.00% per annum, based on financial health and loan tenure.

Loan Tenure

Flexible repayment options from 12 to 60 months (1 to 5 years) available.

Disbursement Time

Quick disbursal within 3 to 5 working days after approval and documentation.

FAQ'S

What is an MSME loan?

An MSME loan is a type of business loan specifically designed to support Micro, Small, and Medium Enterprises with their working capital, expansion, equipment purchase, or operational needs.

Who can apply for an MSME loan?

Any proprietor, partnership firm, LLP, or private limited company operating for at least 1 year and registered as an MSME or under GST can apply.

How much loan amount can I get?

You can avail an MSME loan ranging from ₹1 Lakh to ₹1 Crore, based on your business profile, income stability, and credit score.